Accident Expense Insurance

You never know when or where an accident may occur. Kemper Health Accident Expense insurance policy gives you peace of mind that in the event of a serious injury, you and your family will have access to an additional source of cash and security.

Whether an injury requires hospitalization, outpatient treatment, doctor's appointments, an emergency room visit, or chiropractic care, our policies have the option of paying cash directly to you. The simple, straightforward Kemper Health Accident Expense insurance plan allows employees to select coverage that meets their benefit and budget needs.

Plan at a glance

  • Group plan
  • True portability (not related to group staying in-force)
  • Guaranteed renewability
  • 24-hour and off-the-job-only benefits
  • Spouse and dependent children coverage
  • No benefit reductions for spouse or dependent children